You don’t need to be in a bar or club to approach someone you fancy. You could be in the supermarket, on the train, in the park or simply walking down the street. Try to think of an excuse to approach them, such as asking for the time, directions, or even wine or food advice if you are in the supermarket. You might be surprised with the response you get. Making the first move and approaching someone like this can be daunting, so for more tips and advice read the following articles.   

http://www.getromantic.com/singles/advice/9_steps_to_approaching_someone.html
http://hubpages.com/hub/How_to_Approach_Someone_You_Are_Attracted_To
http://lifestyle.iloveindia.com/lounge/how-to-approach-a-guy-2499.html

Just because you aren’t in your ideal financial situation, it doesn’t mean you have to cut back on dating. Dating doesn’t have to be an expensive experience; you can make it cost as much or as little as you like on a budget that suits you. You must remember that there are always cheaper options to the more expensive date ideas. This article by Completely Free Dating suggests some fantastic date ideas for a lower budget.

http://www.completelyfreedating.co.uk/Dating-on-a-Budget

To successfully approach someone and chat them up, all you need is a little confidence. When you approach someone, your aim is to leave the situation hopefully with a phone number. Once you have plucked up to courage to go up to someone and say hello, you then need to think of some things to talk about to keep them interested in talking to you. Even if you only succeed in a brief chat, it is all good experience. It is important to remember that not all chat up scenarios will result in you being given a phone number. If chatting someone up really isn’t your forte and you’d like to become an expert in no time, then check out these articles.

http://www.bbc.co.uk/relationships/singles_and_dating/techniques_chattingup.shtml
http://www.channel4.com/health/microsites/0-9/4health/teenlife/rel_chatting.html
http://www.thesite.org/sexandrelationships/singles/onthepull/boostyourpullingconfidence